About Credit Card Processing and Approval Link 4
Processing credit cards through your system is easier and more flexible than ever. Net1 Payment Solutions is superior integrated payment processing technology. It allows competitive pricing with Level 3 processing. There is a single point of contact for authorization and settlement. A major bonus is the knowledgeable and responsive customer support. Recent enhancements include:
Level 3 line item detail
Level 3 transactions now work with taxable and non-taxable orders
Bill-complete flow and credit card authorization flow merge
Control of approval numbers and dollars
Greater prepay transaction flexibility
Approval Link 4.0 is the interface between your system and Net1.
To process payments with Level 3 line item detail, you need Approval Link +, Approval Link 4.0, and Net1. (Approval Link + is only available with version 7.6 or greater software.)
Approval Link +, Approval Link 4.0, and Net1 together can cut costs for processing credit card transactions. They also let you:
Be compatible with all major credit card services including MasterCard and Visa. All other cards use level 2.
Accept procurement, corporate, major, and private label credit cards.
Approve Level 1 and Level 2 transactions.
Accept multiple merchant IDs.
Change prepay orders.
Make fast, reliable TCP/IP connections from your server to your clearinghouse.
Use approved point-of-sale equipment.
Authorize credit card orders placed through Dealer Station.
Delay capture of funds. When a credit card is authorized for an order that is not invoiced, the total dollar amount of the order is temporarily reserved on the credit card and a reference number is assigned. With Approval Link 2.0, billing the order ties up the money until it expires, because the invoice is sent in a separate transaction. However, Approval Link 4.0 combines the authorization and invoice by sending the reference number with the invoice transaction.
Hardware and Software Requirements
For the latest in hardware and software requirements, please see our web site.
To process credit cards, you must:
Contact Net1.
Contact ECi Sales to request authorization for Approval Link 4.0 and Approval Link +. If you use credit cards on Dealer Station, ECinteractive, D-Force II, or I.S.G., you must also request authorization from Egate CC online. Before authorizing the new programs, Approval Link 1.0, Approval Link 2.0, and Approval Link 3.0 must be unauthorized, if they are currently installed.
Note: To use the Customer Reference ID feature you must be authorized. See Using the Customer Reference ID Feature.
Install Version 8.11.40 (or later) software included with your update.
Configure the Utility Extension program. See Configuring the Utility Extension Program for Approval Link 4.
Enable workstations in the (+VJ) Multiple Text Based Ids screen. See Enabling Workstations for Approval Link 4.
Set up a terminal ID for the Client. See Setting Up the DDMS Client for Approval Link 4.
Configure the (LG7) screen to prompt for the customer’s billing address when completing an order or posting a payment. See Configuring the (LG7) Screen for Approval Link 4.
Set up general ledger numbers for your credit card accounts, if needed. (This is strictly an optional step.) See Setting Up G/L Master Numbers for Credit Cards.
Set parameters for Level 3 credit card processing. See Setting Up and Using Level 3 Processing.
Set up multiple merchant IDs in the (+VI) screen. See Setting Up Multiple Merchants by Location. (You must be on Version 8.12.20 or later to use this feature.)
Set up your system to use credit cards. See Setting Up Credit Cards.
See also: